Are volatile mortgage interest rates the new normal? The average 30-year fixed-rate mortgage shot up to nearly 8% in late 2023. It fell to just above 6% last fall, bounced back above 7% in mid ...

The Reserve Bank has cut the official interest rate for the third time this year. The 0.25 percentage point trim follows the ...

What Is Normal? Jul. 21, 2025 1:13 PM ET United States 12-Month Bill Yield (US12M), US2Y, US10Y, US30Y TLT, TIP, SPY DIA QQQ IVV VOO IWM SPX SP500 NDX DJI US12M US2Y US10Y US30Y 10 Comments ...

After a prolonged decline, U.S. inflation-adjusted interest rates have increased somewhat since the pandemic—possibly implying a higher new normal. As central banks attempt to tame the post-pandemic ...

Mortgage rates are closely tied to the 10-year US Treasury yield. Put together, that could prove to be a headache for anyone relying on a mortgage to buy a home.

New data shows Texas leads the U.S. in $1,000+ car payments, with Gen X and high-credit borrowers driving the trend.

He said he still thought interest rates could be lower in "nine to 12 months." Rates on 30-year mortgages began escalating from historic lows in 2021 and reached a high of nearly 8% in late 2023.

That was a normal reaction, and participants didn't have to accept abnormally low yields for going there. Market rates were at normal levels. It has been a long, tough road getting them back there, ...

The Fed raised rates rapidly in 2022 and held them high throughout 2023 and much of 2024. But in the last four months of 2024, the Fed slashed rates three times – most recently on Dec. 18.

The previous analysis "The Potential $54 Trillion Cost Of The Fed's Planned Interest Rate Increases" (linked here) took a detailed look at the long-term implications of the Fed's intentions to ...

If the steps it takes are suitable, the economy, except for normal cyclical vicissitudes, should offer the kinds of returns that foster growth even at higher interest rates than exist today.