Good savings account interest rates are usually several times higher than the national average savings rate. As of July 2025, the average saving rate published by the FDIC is 0.38%, so a good rate ...

Savings account interest rates are determined by individual banks and credit unions, but they’re heavily impacted by policies set by the Federal Reserve, which is the nation’s central bank.

A savings account is a safe place to keep your emergency fund or set aside money for short-term financial goals. These accounts are offered by almost every bank and credit union in the U.S., and ...

If you're looking to save more, you've probably heard about Apple's newly-launched high-yield savings account. And for good reason: It offers a solid 4.15% APY and comes with no monthly fees or ...

If you’re wondering whether it’s something you should consider, here’s what you need to know. How Many Savings Accounts Should I Have? The short answer to this question is as many as you ...

There's nothing like the knowledge that your benefits aren't going to be as much as expected to inspire you to find other ...

3 high-yield savings account benefits you may not have known A great APY isn't the only high-yield savings perk. Look for these account features too. ATM or check-writing access ...

How To Open a Savings Account Step 1: Choose Your Financial Institution There are several types of financial institutions to choose from to save your money. Some of the factors that may influence ...

Unlike a savings account, profits generated in a Roth IRA, whether interest, dividends or capital gains, are not taxed, ...

An individual retirement account (IRA) is a tax-friendly savings account that lets investors save for retirement. Most people can contribute up to $7,000 per year to their traditional IRA.

Some people who pay into a Lifetime Individual Savings Account (LISA) may end up getting less money out than they put in, MPs have warned, as they call for the product to be reformed.