But more than a decade on, the pendulum has swung too far in the opposite direction, with an excessive focus across our economy on stamping out risk entirely.

A s the British economy struggles with minimal growth and stubborn inflation, Rachel Reeves wants Brits to change the way they save money. The Chancellor thinks too many people are content storing their savings away in a low-interest account when they could invest them, giving UK businesses a boost and likely bagging them a better return.

The Chancellor's latest economic plan feels more like a gentle breeze than the rocket fuel the UK desperately needs.