The One Big Beautiful Bill Act, President Donald Trump's tax and spending bill signed into law July 4, is bringing changes to the federal student loan system that will affect millions of borrowers.

As of June 2025, you can find some of the lowest student loan refinance annual percentage rates (APRs) through Earnest and RISLA, which offer fixed rate loans starting at 4%. However, other lenders ...

Stateline reports that new student loan caps may worsen the doctor shortage as aspiring physicians struggle with rising costs ...