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Today’s Refinance Rates July 31, 2025: Rates Rise to 6.91%
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The average rate on 30-year fixed home loans registered 6.74% for the week ending July 24, barely down from 6.75% last week.
The average rate on 30-year fixed home loans increased to 6.75% for the week ending July 17, up from 6.72% last week.
Analysts believe a modest drop in mortgage rates could prove to be a "magic bullet" for the U.S. housing market.
Mortgage rates are moving higher as of Tuesday, June 10, 2025, pushing the 30-year fixed benchmark back to 6.90% ahead of fresh inflation readings due this week.
During the last three years, mortgage rates have been on the rise. In early 2022, the average 30-year fixed rate was 4.72% and the 15-year fixed rate was 3.91%. Rates reached a recent peak in ...
The benchmark 30-year fixed mortgage now stands at 6.88% after declining 5 basis points since last week. The current rates mark a sizable drop since hitting 7.80% in early October 2023, according ...
Source: Bankrate lender survey Mortgage rates are determined by many factors that include inflation rates, economic conditions, housing market trends and the Federal Reserve's target ...
During the last three years, mortgage rates have been on the rise. In early 2022, the average 30-year fixed rate was 4.72% and the 15-year fixed rate was 3.91%. Rates reached a recent peak in ...
Prepayment penalties can catch borrowers off guard, but for brokers who understand how they work, they’re a chance to support ...
The interest rates currently stand at a range of 4.25% to 4.5%, and following the latest inflation figures, they are likely to remain elevated for the remainder of the summer, spelling bad news ...
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