Don't rush into opening a $20,000 short-term CD before taking the time to consider these three factors this July.

But some banks and credit unions are bucking the trend, offering yields for 2-year maturity terms up to 4.50% APY to ...

Certified financial planners and other wealth managers discuss the pros and cons of certificates of deposit and whether or ...

CD rates are sky-high right now, but they may not stay that way for long. Should you lock in a 5-year rate or ride the ...

See how much interest you could earn by putting $20,000 into a CD -- plus where to find the best rates right now.

A no-penalty CD is a type of certificate of deposit that charges no fee for withdrawing money before the term expires. You usually must withdraw the full balance at once.

While CD rates have generally drifted lower this year, some offers are bucking the trend with APY increases. Here’s why—and ...

CDs are savings accounts; bonds are loans where you're the lender. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain ...

CDs can offer principal protection and predictable interest that is often valued by senior investors," says Tommy Thompson, Jr., a Certified Financial Planner (CFP) at Innovative Financial Group.

While CDs have a fixed interest rate, savings rates are variable, which means your APY can change at any time. However, you can access money in a savings account at any time.