Another way to measure the charge-off rate for card debt is to focus on the six major card companies in the U.S. Together, ...

Lake Trust became a federally certified Community Development Financial Institution (CDFI) in 2018, enabling it to ...

A statement credit is money that an issuer applies to your credit card account. Your account may be credited when you take ...

Lillian Guevara-Castro brings more than 30 years of editing and journalism experience to the CardRates team. She has written ...

Eric Bank is an M.B.A. who has covered financial and business topics since 1985, appearing regularly on Credible, eHow, WiseBread, The Nest, Zacks, Chron, BadCredit.org and dozens of other outlets.

For nearly 20 years, Andrew has worked for financial institutions ranging from regional investment organizations to some of ...

Mike Senecal draws on more than 20 years of editorial experience to update CardRates.com readers on industry trends, business news, and best practices in budgeting and credit use. Mike has worked for ...

Our mission: to inform and educate our visitors about the world of credit cards, encouraging better credit decisions and a brighter financial future for all. Our advice follows strict editorial ...

Brittney is a Credit Strategist and Finance Expert who has spent years honing her knowledge of the credit industry both personally and professionally. Brittney applies her more than a decade of ...

John Ulzheimer is an expert on credit reporting, credit scoring, and identity theft. The author of four books on the subject, Ulzheimer has been featured thousands of times in media outlets including ...

Adam corresponds with finance experts to publish industry news coverage related to helping consumers achieve greater financial literacy and improved credit. He has more than 12 years of storytelling, ...

Mike Randall is an expert in the areas of credit scores and credit cards, having written on those topics for national publications for more than a decade. He graduated from California State University ...