U.S. states have set up insurers to provide protection in disaster-prone areas that private insurance has avoided. They are taking on more risks as calamities become widespread.

My husband and I make the same amount of money, but in different fields. His job is 9 to 5 in an office. It has office ...

The FAIR Plan, California’s last-resort insurance program for homeowners needing fire coverage, is seeking approval for steep rate hikes averaging 35.8%, though some policyholders could actually see ...

The FAIR Plan is California’s “insurer of last resort,” a state-mandated syndicated insurance plan that offers basic property insurance to those who cannot obtain insurance from a traditional carrier.

California insurance officials are taking legal action against the state’s last-resort wildfire insurance provider, accusing it of illegally denying or limiting smoke damage claims from homeowners.

Concerns about this idea, and its champion, are fair, but Iowa can be held accountable to its school-aid proposal, writes the ...