Mortgage lenders working with Fannie Mae and Freddie Mac can now choose to use Vantage Score 4.0, while still keeping tri-merge credit checks on borrowers.

Pacific Investment Management Co. is warning that the Trump administration’s plan to sell shares in Fannie Mae and Freddie Mac could drive up the mortgage rates that Americans pay.

But Fannie and Freddie would have to lose their guarantees, in effect a subsidy, to encourage such innovation. With Mr Trump’s promise of state support, it is not entirely clear what problem ...

He also highlighted the potential to reduce capital requirements on mortgage loans, which could benefit not only banks but also government-sponsored enterprises (GSEs) like Fannie Mae and Freddie Mac.

President Trump is bent on privatizing mortgage giants Fannie Mae and Freddie Mac – but there’s growing doubt among bankers that it will happen, On The Money has learned.

Key Takeaways Government-backed mortgage giants Fannie Mae and Freddie Mac are now allowed to accept a different credit score that considers rent and utility payments.However, it may be a while ...

As GSEs, Fannie and Freddie’s $7.7 trillion in debt hasn’t been included on the federal government’s balance sheet.

Some NMP readers were more gung-ho about taking Freddie and Fannie public, while some were supportive of doing so — just very cautiously and thoughtfully. Others said it’s a bad idea to change the ...

Community Associations Institute Urges Reforms To Modernize Federal Condominium Lending Rules Provided by GlobeNewswire Aug 14, 2025, 8:21:46 AM ...

Ackman supports restructuring GSEs' capital requirements, citing outdated rules. Treasury Secretary Bessent proposes reforms for growth. Mazo and Ackman endorse reducing capital levels for ...