Your 401(k) plan may allow you to contribute far more than you think, after-tax, converted directly into a Roth account. Most plan participants in their 50s and 60s with substantial balances have ...

Most companies go out of their way to keep their shares accessible. When a stock climbs too high, they authorize a split — cutting the price per share while multiplying the number of shares ...

Clark Howard picked up the phone and immediately started doing math out loud. The caller was Carlos, an airline pilot from Washington State, and his retirement situation is unlike almost anything most ...

Which investment would produce the best returns by December 2026: $10,000 in Nvidia at $178 vs $10,000 in XRP at $1.40 and Bitcoin at $71K?

Dave Ramsey rarely minces words, and when a 65-year-old investor called in with a $2.2 million real estate portfolio and a question about DSCR loans, Ramsey’s answer was immediate: don’t do it. "I don ...

Karen, a 58-year-old nurse earning $90,000 annually, called The Ramsey Show with a straightforward question: should she buy a condo or pour everything into retirement savings? She had $230,000 already ...

SPY has spent over three decades as the default answer to “how do I invest in the stock market?” But the fund that defined passive investing now carries a concentration profile that deserves a second ...

A Pennsylvania father earning around $200,000 wrote to Clark Howard with a specific plan: temporarily switch from Roth to traditional retirement contributions during his son’s college years to keep ...

Bitcoin, XRP, Ethereum, and Solana are all down by 6-8% in a week. Here's what's driving the crypto market crash and what to watch next.

On a March 2026 episode of The Dave Ramsey Show, a caller named Maggie from Sioux Falls described a condo she and her husband owned in California, worth between $375,000 and $399,000, with $309,000 ...

VanEck Pharmaceutical ETF (NYSEARCA:PPH) exists to give investors broad exposure to the global pharmaceutical industry without the binary risk of betting on a single drug pipeline. Right now, that ...

Social Security is a crucial income source for most retirees, and it has always been a reliable source of funds as well. In fact, since Social Security is guaranteed to last for the entirety of your ...