Family opportunity mortgages are conventional mortgages with expanded guidelines that help borrowers buy homes for a disabled adult child or elderly parent.

Mortgage credit certificates allow eligible homebuyers to receive a tax credit for a portion of their mortgage interest. You can get a maximum credit of $2,000.

Nisha Gopalan is a former Senior Overnight Assignment Editor for Investopedia News. She is an award-winning financial journalist who has worked in London, where she is currently based, and Hong Kong.

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For many middle-class Americans, kids, marriage, and even a car now feel harder to afford. What that shift could mean for your finances in the years ahead.

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Mrinalini Krishna is a former Senior Editor of investing news at Investopedia. She's been a journalist for more than 10 years covering business, personal finance, and investing news. Thomas J Catalano ...