At what stage should I reduce or stop paying for my term life insurance? I am a 51-year-old married man and pay about $200 per month for a $1.5 million policy offered by a private professional group.

Hardship withdrawals have more than doubled in recent years, jumping from 2% in 2018 to 5% in 2024, as workers turn to their 401 (k)s for immediate financial needs, Fidelity Investments said. The 5% ...

The cost for Medicare Part B premiums will rise about 10% in 2026, wiping away about one-third of the Social Security cost-of-living increase for the average beneficiary.

On the one hand, President Donald Trump and administration officials have been touting that this Thanksgiving will be considerably more affordable than in previous years. They've pointed to how ...

I need to pay for an expense of about $10,000. I have the money available, both in a high-yield savings account (short-term return of 3.5%) and in investments (index fund with a long-term return of 7% ...

Regardless, one way to arrive at your FIRE number is by multiplying your annual expenses by 25, as you've already done. This calculation uses the 4% rule, according to CPA Practice Advisor, which is ...

Sign up for my weekly Smart Investor newsletter here. Weekly Markets Update: Stocks End Flat with Healthcare Up and Consumer ...

A low rate of layoffs is critical for the ongoing U.S. economic expansion, now in its fifth year. The unemployment rate, which stood at 4.3% before the shutdown, is still extremely low by historical ...

My husband passed away in June 2025. I was unaware that he had several IRAs (worth a few thousand dollars). When I found the paperwork, I discovered that his son was named as the beneficiary. I ...

In a 'true crisis,' all correlations go to 1.0 - meaning gold and the S&P 500 move in lockstep - because 'traders losing money on one set of assets will need to raise cash from their winning ...

Big tech’s borrowing may be weighing on investors as policy divisions deepen at the Fed, but stocks are still up by double ...

Most people put off any sort of end-of-life planning, and that leaves family members scrambling to make decisions in a crisis.