‘No buy’ sparks a rebellion against spending. Here’s how you can join. It isn’t just about living like a pauper. It’s about deciding where your money goes before it’s gone.

And I think 'buy now, pay later' is a button you can click at the end to make it that much easier to afford those things," said Harris. Harris said lifestyle subsidies are not new.

Klarna's losses double even as buy now, pay later services grow in popularity. Experts have warned that these services can be a ticket to overspending.

FICO will incorporate Buy Now, Pay Later (BNPL) loan data into credit scores starting fall 2025. This change aims to provide lenders with a more complete picture of consumers' repayment habits.

How well — or how poorly — Americans are managing their Buy Now, Pay Later loans soon could be reflected in their credit scores.