Despite the halt in interest rate hikes, high-yield savings accounts still offer around a 5% annual percentage yield (APY) — up from the pandemic-era rates of 1% and the highest since the 1990s.
The best 5-year CD rate is 4.32% APY from the Lafayette Federal Credit Union. The best 5-year CDs far outpace the national average CD rate on 5-year terms, which is 1.42% ... top. 3.50% $500 ...
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