Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

SoFi Checking and Savings is a combination checking and savings account that earns an APY of 3.30% (variable and subject to change) on the money you keep in the savings portion of the account. To earn ...