How a US home insurance fix is becoming a problem

U.S. states have set up insurers to provide protection in disaster-prone areas that private insurance has avoided. They are taking on more risks as calamities become widespread.

California insurers to charge homeowners for FAIR Plan bailout after LA wildfires

The charges stem from a mandated $1 billion bailout by insurance companies of the state’s last-resort insurance program, ...

Opinion: Here’s why L.A. fire survivors want Ricardo Lara’s resignation

California has some of the nation’s strongest consumer laws. The insurance commissioner simply hasn’t enforced them.
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FAIR Plan Seeks Judicial Intervention

Two Hollywood producers who owned a Malibu residence that burned down in the Palisades Fire have filed a cross-complaint against a judgment creditor asking a judge to find that they and not the ...
Insurancenewsnet.com

Extreme weather brings FAIR Plans to breaking point California's 'last resort' property insurer seeks rate hike, ringing national alarm bells

In recent years, hundreds of thousands of Californians have purchased home insurance from a state-managed "last resort" insurance pool that has grown rapidly as private insurance companies have fled ...
WHNT

Consumer Watchdog says, New York Times Investigation Finds Lara's Plan Incentivized Insurers' Dumping Of Policyholders Prior To LA Fires, Doubling FAIR Plan Enrollment

LOS ANGELES, Nov. 3, 2025 /PRNewswire/ -- A New York Times investigation has found Insurance Commissioner Lara's 2023 plan to deal with California's insurance crisis incentivized insurance companies ...