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Forgiveness on IBR plans has been paused. Expect delays, but forgiveness will resume eventually, says this expert.

The department said that Income-Based Repayment, a federal repayment forgiveness plan, will resume once those updates are completed.

Jan. 1: Student loan payments resume Jan. 1 is when regular student loan payments will resume after a three-year moratorium first enacted under President Donald Trump during the onset of COVID-19.

Payments toward student loan debt under the program, which resumed in May, will increase based on the amount of interest accumulated.