A decade ago, the California FAIR Plan was a true insurer of last resort. It insured less than two in every 100 homes in the state. Today, it is one of the largest insurers in California. New data ...

The FAIR Plan, California’s last-resort insurance program for homeowners needing fire coverage, is seeking approval for steep rate hikes averaging 35.8%, though some policyholders could actually see ...

The FAIR Plan is California’s “insurer of last resort,” a state-mandated syndicated insurance plan that offers basic property insurance to those who cannot obtain insurance from a traditional carrier.

California insurance officials are taking legal action against the state’s last-resort wildfire insurance provider, accusing it of illegally denying or limiting smoke damage claims from homeowners.

In the closing days of the legislative year, California lawmakers sent Gov. Gavin Newsom a bill that is meant to toughen scrutiny of the state’s embattled fire insurer of last resort by insisting that ...

The Department of Insurance ordered the state’s home insurer of last resort to answer allegations that it has handled smoke damage claims illegally. Advocates for policyholders have questioned why it ...

Despite a court loss and sanctioning by state regulators, California's home insurer of last resort continues to deny smoke damage claims from the January wildfires — even when toxic substances have ...