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Mortgage Refinance Rates on Aug. 1, 2025

The average rate on 30-year fixed home loans registered 6.72% for the week ending July 31, down slightly from 6.74% last week ...
Mortgage rates have dropped, but it's not likely tied to the latest Fed news. Here’s why waiting for a Fed rate cut could be ...
Most homeowners, unable to save money by refinancing, are holding out for bigger rate drops. "If rates fall below 6%, we could see a big jump in refinance activity," said Jeb Smith, licensed real ...
As of August 4, 2025, mortgage rates remain high, deepening affordability concerns in the U.S. housing market.
Rates on a 15-year mortgage stand at an average 6.01% for purchase and 6.21% for refinance, up 7 basis points from 5.93% for purchase and 10 basis points from 6.11% for refinance over the past ...
Today's Refinance Rates for May 1, 2025: Refi Rates Head Lower for Homeowners If your mortgage rate is 1% higher than today's rates, a refinance might be worth it. John Greim/LightRocket/Getty ...
30-Year Fixed Refinance Interest Rates Today, the average rate for the 30-year fixed-rate mortgage refinance inched up to 7.48% from yesterday. Last week, the 30-year fixed was 7.37%. The ...
More homeowners decided to refinance their current mortgage, as interest rates remained fairly steady—under 7%.
HELOCs and home equity loans offer homeowners an affordable way to borrow money now. Here are the rates for each.