Impact: Highly influential. Your credit utilization is usually the second-biggest factor in your credit score; the biggest factor is paying on time. Time commitment: Low to medium. Set calendar ...

Poor credit raises rates by 88% compared to having good credit. A higher credit score decreases your car insurance rate with almost every insurance company and in most states. Getting a quote, however ...

These callers wanted to know whether it was legal for their employers to force people off the employer plan and onto Medicare. The Omnibus Budget Reconciliation Act of 1980 created the Medicare ...

This new score considers personal bank account information, which traditional credit scoring models don’t take into account, in addition to an individual’s credit history. This opt-in credit ...

The Philadelphia 76ers will look to even their best-of-seven Eastern Conference first-round series at 1-1 when they meet the New York Knicks in Game 2 on Monday. The Knicks grabbed a 111-104 win ...

The card earns bonus points for travel and dining-related spending, which can be redeemed for more value through Chase. It piles on the perks, too, but they come at a price. Many or all of the ...

The combined factor score ranks all stocks using a combination of value, momentum, quality, and low volatility. The stocks with the highest scores and the greatest consistency across the factors ...

That last part is particularly worthwhile, since it granted Verlander access to a premium club: To think, there was a time where it didn't look like Verlander was going to be a member of the Astros.