Mortgage rates turned upward this week after falling the previous five weeks in a row.The 30-year fixed-rate mortgage averaged 6.78% APR, up four basis points from the previous week's average, according to rates provided to NerdWallet by Zillow.

Average mortgage rates in June are 62 basis points down on the same period last year and mortgage applications are up 41.7% year-on-year.

Mortgage rates are down and still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.72%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 5.

The average rate for a 15-year fixed mortgage is 5.94%, which is an increase of 0.05% since last week. To secure a lower mortgage interest rate, consider increasing your down payment, improving your credit score or purchasing mortgage points.